NOARA Individual Member Shell Insurance

$250 deductible, 2.85% premium rate
$500 deductible, 2.60% premium rate
$1,000 deductible, 2.35% premium rate

Minimum premium is $175.

  • Physical Damage only. Navigation throughout the United States and Canada
  • Individual policies are written with the Club as the Named Insured.
  • Payments can be made by check or credit card and/or in installments.
  • Insureds can use a toll free phone number or the internet to pay premiums.
  • No premium payment is needed to start the coverage. An invoice will be mailed directly to the Insured shortly after inception.
  • Binding can be immediate. Temporary Binders will be sent electronically, and by street mail, to the Insured and Loss Payee.
  • Oars, cox boxes, etc. are protected under the Unscheduled Personal Property Limit of $2,500 ($250 deductible regardless of chosen deductible for shells) at no additional charge.
  • Trailers are given a $250 deductible regardless of the chosen deductible.
  • Automatic coverage for new purchases. Insured must notify Agent soon after purchase.
  • Renewal policies are sent to the Insured at least one month prior to renewal date.
  • Optional $100,000 of Watercraft Liability on individual policies.

Policies follow all insurance regulations of the State in which Insured resides.

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