Insurance
 Club Insurance

NOARA Organizational Member Insurance

NOARA organizational membership includes several insurance program options. Some of the coverages that are offered include: 

  • General Liability
  • Marine Liability
  • Watercraft Liability
  • Jones Act Coverage
  • Participant Legal Liability
  • Regatta Liability Insurance
  • Accident Medical Insurance
  • Boathouse Property Insurance
  • Fleet Insurance

NOARA's insured organizational club members are covered while participating in a club approved supervised rowing activity including practices, clinics, regattas (see regatta insurance).


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Policy Limits

General Policy Aggregate (per location)  $2,000,000 
Per Occurrence Limit $1,000,000
Personal and Advertising Injury $1,000,000
Products - Completed Operations $1,000,000 
Participant Legal Liability Included
Fire Damage $100,000
   
   
   

Insured: includes the club’s members, coaches, referees, and volunteers. 


NOARA Independent Regatta Insurance Program

No participant membership requirements.
Named insured includes the club’s members, coaches, referees, and volunteers.
The regatta or hosting regatta organizer must join NOARA for $200. 

Commercial General Liability

Coverage Limits:
$2,000,000 - General Aggregate
$1,000,000 - Products and Completed Operations
$1,000,000 - Personal and Advertising limits
$1,000,000 - Per Occurrence Limit
$100,000 - Fire Damage
Excluded - Medical Expense
$0 - Deductible

Premiums: All policies are individually underwritten



  • As a NOARA member benefit you are entitled to a reduced entry fee in a NOARA regatta.
  • There is no participant membership requirement, however, If all clubs and or participants are members of NOARA then there is no insurance cost for the regatta.
  • You may choose your own referees.

NOARA and Mariner Insurance continue to help support regattas throughout the U.S.
 


Waivers: Waivers are a requirement for coverage.

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